Money Habits Questionnaire Answer the following questions to analyze your financial habits. A. Spending Habits 1. How often do you track your daily or weekly spending? Never Rarely Sometimes Often Always 2. Do you stick to a monthly budget? Never Rarely Sometimes Often Always 3. How often do you make impulse purchases? Never Rarely Sometimes Often Always 4. When you shop, do you compare prices or look for deals? Never Rarely Sometimes Often Always 5. Do you feel anxious or guilty after spending money? Never Rarely Sometimes Often Always B. Saving Habits 6. Do you have an emergency fund? No Yes, less than 1 month of expenses Yes, 1–3 months Yes, 3+ months 7. How often do you set aside money for savings? Never Rarely Sometimes Often Always 8. Do you automatically save a portion of your income (e.g., through direct deposit)? No Yes 9. Are you saving for short-term goals (vacation, car, etc.)? Not at all A little Somewhat Actively 10. Are you saving for long-term goals (retirement, home, etc.)? Not at all A little Somewhat Actively C. Debt Habits 11. Do you carry a balance on your credit cards or loans? Never Occasionally Often Always 12. How often do you make only minimum payments on credit cards or loans? Never Rarely Sometimes Often Always 13. Do you feel stressed about your debt? Never Rarely Sometimes Often Always 14. Do you prioritize paying off high-interest debt first? Never Rarely Sometimes Often Always 15. Have you ever consolidated or sought professional help for debt? No Yes D. Investing & Wealth Building 16. Do you have investments outside of retirement accounts? No Yes 17. Are you contributing to retirement accounts (401k, IRA, etc.) regularly? No Occasionally Yes, consistently 18. How comfortable are you with taking calculated investment risks? Not at all Slightly Somewhat Very 19. Do you review your investments and net worth periodically? Never Rarely Sometimes Often Always 20. Do you have financial goals beyond “having enough money”? No A few Some Clear and specific E. Mindset & Behavior 21. Do you feel in control of your financial life? Never Rarely Sometimes Often Always 22. Do you talk openly about money with family, friends, or a financial advisor? Never Rarely Sometimes Often Always 23. When faced with unexpected expenses, do you have a plan? No Yes, somewhat Yes, fully 24. How often do you educate yourself about personal finance? Never Rarely Sometimes Often Always 25. Would you describe your overall relationship with money as: Very stressful Somewhat stressful Neutral Somewhat positive Very positive Analyze My Habits Get Your Full Report Enter your details to submit your assessment. Name: Email: Send My Assessment
